How Did I Get Here?

Money and Mood Connection

It’s late at night, all of our daily tasks are accomplished, we lay in our bed, our heads hit the pillow, and we anticipate absolute silence, until we succumb to sleep. However we begin to toss and turn, and start to reflect on that day. We may even begin to worry about the day to come. We are bombarded with our own thoughts: “How am I going to meet that bill payment?” “What financial challenge will I face next?” “Why can’t I ever afford a vacation? Even just a small weekend getaway would be nice!” “How did I get here?”

When we are under financial strain, usually the decisions we have to make are done with feelings of stress, worry, and/or anxiety. We may sometimes assume that we will never get out of such a burden. Our hopes and dreams of a happier (wealthier) life are trampled and seem unattainable due to our current financial situation.

Although we question how we got in this situation, do we ever take the time to actually answer it? Seeking help from external, objective sources allows us to decipher the choices made. Financial difficulties may not have “all” stemmed from college tuition fees, mortgage or rent payments, or vehicle expenses. Financial difficulties can also develop from poor financial planning and decisions often driven by our own stinkin’ thinkin’.

Cognitive behaviour coaching or therapy helps trace back experiences in our lives that may be contributing to poorer decisions with money. When we consider how we, our family, especially our parents, handled financial situations, it becomes easier to clearly chart out a path toward positive change. Looking at historical financial decision-making, (cognitive loading onto our minds) allows us to to recognize certain negative patterns, thus finding  clues as to how to improve financially, also supporting change socially and emotionally. Changing those patterns is not easy, however, with coaching, support and hard work, change is possible, making financial stability attainable.

Call our Oshawa counsellors today to help you work through disruptive and even destructive patterns and achieve your financial goals today!